Save Now or Pay Later to Avoid Poor Retirement Years

I found out this simple article regarding the retirement days that will come sooner or later for everyone of us who are working in this world.....

"Most retirement experts say you need 70 percent to 80 percent of your pre-retirement income to maintain your lifestyle in retirement." By Mary Deibel, Scripps Howard News, June 12, 2005.

For more info, please read more the article here

That's what the retirement experts say-which means, if we fail to have 70 percent to 80 percent of our pre-retirement income, then we will be in trouble to maintain our lifestyle like before the retirement. Fail to plan for financial planning, especially for retirement is not an option. And the only option is we have to plan and save now or pay later to avoid poor retirement years. "years"could 10 or 1 or 20 or maybe 30 years life after we completely retired from service at governments or private sectors.

If we don't have enough money to maintain our lifestyle, then life is meaningless and nothing muchwe can do, as we are getting older, weak, always get illness, or worst no home to live with....... is that what kind of life that we want?